Fintech
AI and the future of financial fraud detection
Dhaniti Editorial Desk7 Aug 20265 min read
Rule-based systems catch known patterns. Model-driven systems are better at surfacing unusual behaviour that no one has written a rule for yet.
The practical benefit is speed: risky activity can be flagged during a transaction rather than after settlement.
Human review remains essential, particularly where a false positive would block a legitimate customer.
This article is for educational purposes and does not constitute financial advice.
