Insurance
Health vs life insurance: understanding the difference
Dhaniti Editorial Desk2 Aug 20264 min read
Health cover addresses treatment costs during your lifetime. Life cover addresses the financial impact on dependants if income stops permanently.
Because they answer different questions, one is rarely a substitute for the other.
Read exclusions, waiting periods and claim processes carefully — that is where most surprises live.
This article is for educational purposes and does not constitute financial advice.